Get your steel building, carport, or garage today. RTO requires no credit check, no balloon payments, and flexible terms from 36 to 60 months. Traditional financing also available for larger projects.
RTO is available on all steel buildings, carports, and garages. No credit check, no bank involvement. Pay monthly, own it outright at the end of the term.
For steel buildings over $25,000, we partner with Lyon Financial for traditional financing. Apply online, get approved, and funds are released directly to you or your builder.
| Feature | Benchmark RTO | Bank Loan |
|---|---|---|
| Credit Check | No | Yes — affects credit score |
| Approval Time | Same day | Days to weeks |
| Down Payment | First month only | 10-20% typical |
| Early Payoff | No penalty | May have penalties |
| Return Option | Yes — we pick it up | No — you still owe |
| Available on | All buildings | Varies by lender |
Contact us, design your building online, or request a quote — we'll handle the rest.